RE: RE: Beware Paypal users

From: Rick Barnes (barnesrv@attbi.com)
Date: Tue Feb 25 2003 - 15:20:53 EST


Paypal was purchased by eBay recently. Also, Paypal makes no money when you
use a credit card, (they hate that), but do get a fee when you allow them to
draft your checking account. That is why they put us all through
"verification" of our checking accounts.

Rascal

-----Original Message-----
From: owner-dakota-truck@bent.twistedbits.net
[mailto:owner-dakota-truck@bent.twistedbits.net] On Behalf Of Jeff Durling
Sent: Tuesday, February 25, 2003 2:58 PM
To: dakota-truck@dakota-truck.net
Subject: DML: RE: Beware Paypal users

Ken, they may have changed the policy but in the past large purchases
(can't remember exactly how much) had to come form your checking
account. I don't remember why but that is one of the reason they forced
you to have a verified account in order to be able to do a large
purchase. Now, they may have changed this since then and you could very
well be right but that is how the old agreement used to read (2 years
ago).

Good luck with the customer service though. I am still trying to recover
$35.00 from them because they paid for goods twice buy accident form my
account. They claimed it was because I sent payment twice but the
transaction number on both transfers were the same.

Jeff Durling

-----Original Message-----
From: owner-dakota-truck@bent.twistedbits.net
[mailto:owner-dakota-truck@bent.twistedbits.net] On Behalf Of
kenallgood@cox.net
Sent: Tuesday, February 25, 2003 2:03 PM
To: dakota-truck@dakota-truck.net
Subject: DML: Beware Paypal users

Ok, first, I would like for someone else to try this as well (not to
actually send the money, but to see if they see the samething I do).

Note: My primary account is my checking account, backup is my CC, you
may need the same setup for this to happen...

Login to your paypal account. Then choose to send money, put in
whatever email, amount for $1000 or more, goods non-auction, whatever
subject. Click Continue. Next screen is Check Payment Details. Under
Sources for Funding, only thing listed there is the Credit Card (no
instant transfer from Checking or the express whatever from checking).
Ok, looks good cause I'm paying by CC anyway. Click on Send Money, and
guess what, it sent an instant transfer from my Checking Account!!
Ok, I go through the whole thing again, but this time, under the Sources
for Funding, I choose More Funding Options, and notice that... oohhhh I
CANNOT CHOOSE instant transfer... how interesting.. Anyway, I choose
express, then back to CC, OK, then Send money.. this time it actually
sent it from my CC (I already had the receiptient refund the money from
my instant transfer)...

So if in the Check Payment Detail, it defaults to CC without anything
else being listed as selectable (think this happens at $1000 or more,
cause it showed all the options when I did it with $5), make sure you go
into your More Funding Options screen, choose something else, then your
CC and choose OK. Otherwise, the money might not come from your CC.
Unfortunately, the instant transfer takes 3-5 days, and since it got
refunded, it's going to my paypal account, where I'll then have to send
it BACK to my checking account.......

Now the fun part is trying ton convince their Customer non-service that
there is an actual problem with their website. THEY claim that on the
Payment Detail option, that it won't even default to the CC, yet, that
was the only option there... curious.......... So, I'm going back and
forth with them right now (and oh yeah, they cannot stop the instant
transfer either, which means I'm gonna have to
A) get more money in there
B) have checks bounce
C) pay $$$ to have a stop payment on it - if possible, and try to get
that from Paypal people (yeah, right).

So just be warned, make sure you always go into that More Funding
Options screen, even if the way you're paying it is already selected.



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