Hey, check out lendingtree.com for auto loans. I just
refinanced mine for a much lower rate thru them. I
ended up going with a place called e-loan. Process was
pretty smooth and I didn't have any bad experiences.
Just an idea.
Phil
--- Terrible Tom <SilverEightynine@aol.com> wrote:
>
> andy levy wrote:
> >
> > -----BEGIN PGP SIGNED MESSAGE-----
> > Hash: SHA1
> >
> > On 2/1/2004 12:21 PM, Phillip Batson wrote:
> > | I'd be *real* leery about that third option. If
> they
> > | "buy" the loan out, that means they pay off your
> > | balance and then take out a new loan. Sounds
> like a
> > | good deal until you find out how much your
> interest
> > | rate gets jacked up.
> >
> > Very valid concern, but on the flip side, this
> could be an excellent
> > time to refinance the truck at a lower rate.
> Tom's only 5 months into
> > his 5 years of payments on the Ram, so if he can
> get a drop in the rate,
> > it may well pay for itself.
>
> Problem is I don't know how easily I could get a
> loan right now. I have
> a very good credit rating, and having made 5 on time
> truck payments can
> only help... but the problem being that I had to
> have a co-signer. My
> credit history is short and my income not high
> enough, for me to get one
> on my own. I doubt I can get another co-signature
> right now... so I'm
> going to have to stick with Chrysler Financial for
> the meantime. Hence
> why I am a little "iffy" about going down the "mess
> with the loans" path.
>
> --
>
--------------------------------------------------------------
> Terrible Tom -- AIM & Yahoo Name: SilverEightynine
>
=====
Phil
2000 4x4 CC 4.7L
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