Beware Paypal users

From: kenallgood@cox.net
Date: Tue Feb 25 2003 - 14:02:46 EST


Ok, first, I would like for someone else to try this as well (not to actually send the money, but to see if they see the samething I do).

Note: My primary account is my checking account, backup is my CC, you may need the same setup for this to happen...

Login to your paypal account. Then choose to send money, put in whatever email, amount for $1000 or more, goods non-auction, whatever subject. Click Continue. Next screen is Check Payment Details. Under Sources for Funding, only thing listed there is the Credit Card (no instant transfer from Checking or the express whatever from checking). Ok, looks good cause I'm paying by CC anyway. Click on Send Money, and guess what, it sent an instant transfer from my Checking Account!! Ok, I go through the whole thing again, but this time, under the Sources for Funding, I choose More Funding Options, and notice that... oohhhh I CANNOT CHOOSE instant transfer... how interesting.. Anyway, I choose express, then back to CC, OK, then Send money.. this time it actually sent it from my CC (I already had the receiptient refund the money from my instant transfer)...

So if in the Check Payment Detail, it defaults to CC without anything else being listed as selectable (think this happens at $1000 or more, cause it showed all the options when I did it with $5), make sure you go into your More Funding Options screen, choose something else, then your CC and choose OK. Otherwise, the money might not come from your CC. Unfortunately, the instant transfer takes 3-5 days, and since it got refunded, it's going to my paypal account, where I'll then have to send it BACK to my checking account.......

Now the fun part is trying ton convince their Customer non-service that there is an actual problem with their website. THEY claim that on the Payment Detail option, that it won't even default to the CC, yet, that was the only option there... curious.......... So, I'm going back and forth with them right now (and oh yeah, they cannot stop the instant transfer either, which means I'm gonna have to
A) get more money in there
B) have checks bounce
C) pay $$$ to have a stop payment on it - if possible, and try to get that from Paypal people (yeah, right).

So just be warned, make sure you always go into that More Funding Options screen, even if the way you're paying it is already selected.



This archive was generated by hypermail 2b29 : Fri Feb 06 2004 - 11:45:52 EST