Fortunately, all my vehicles are paid for so I don't have any payments there.
However, I still owe $2k on my 24' Enclosed Car Trailer @ $150 a month though
I've been doubling some of those payments to get it paid off quicker. Still
have almost 3 years on that note but should have it paid off by the end of this
year.
But that doesn't mean I'm rolling in cash right now. I just added a $265k
mortgage to my total debt at $2400 a month. Plus, the credit cards have been
taking a bit of a beating lately with all the stuff we need for the house.
So the 88 Dakota will obviously not be ready for the BBQ this year. :(
Walt
In article <673E9190-5DAF-4A1E-B310-0BFC32687B4C@tepidcola.com>,
dml@tepidcola.com (Michael Maskalans) writes:
>
> My '98 Dakota is paid for. I'm a year into a 5 year note on my used
> '02 Jetta paying $293/month. I wish I could have afforded bigger
> payments for a 3 year note but I can't. Due to stupid money
> management in college, a year of racking up debt while unemployed
> (which happens to also count the SAS on the Dakota) and not really
> making all that much money with no raises in sight (I work for a
> cheapskate).
>
> I got rid of a '93 Ford F250 diesel for the Jetta. I bought that
> truck for the steal of $3500 and of course had no payments - but
> compared to driving that Ford at about 16MPG for my 33.5 mile commute
> (average 75 mi/day, so 375mi/week or ~1500mi/mo made at the time for
> around $3/gal $281 per month to drive the Ford or at 45mpg in the
> Jetta, $100/mo. Compared the the Dakota at about 12MPG and 3.15 for
> premium at the time, making for almost $400/mo.
>
> Compared to the Dakota, the Jetta pays for itself with that commute.
> Compared to the Ford (which I was driving about 80% of the time) I'm
> paying about $100/mo for a nice new car that doesn't need a/c work
> and I can park everywhere that neither truck fits. I also do a lot
> of driving that is not commuting: 29,000 miles on the Jetta in year 1
> - that's a bit over 2400 miles/mo. So my car payment pays for
> itself, and that's why I've got one.
>
> I'm really looking forward to January 2010 when I get $300/month
> back. Most other things should be paid for by then and I'd better
> have either convinced my employer what I'm worth or found a better
> job by thew but in the mean time I'm very happy with my decision to
> get the Dub.
>
>
> --
> +-- Mike Maskalans ---------------- Rochester, NY ----------+
> | '98 Dakota CC, SAS on 40s '84 RamCharger 4x4, plow truck |
> | '02 Jetta TDI 5sp, daily '97 Intrepid, not on the road |
> +-------------------- <http://mike.tepidcola.com/trucks/> --+
>
This archive was generated by hypermail 2b29 : Thu Mar 01 2007 - 00:44:23 EST