William what year truck do you have? I had a 93 untll a month ago and I
totalled it in a head on with a chebbie (the guy fell asleep at the wheel).
They never told me how much damage actaully was done they just gave me a
check which I was more than happy to take. What state do you live in? Here
in NY its no fault which is pretty good since the guy who hit me had no
insurance, my company took care of the cost to tal my truck and then they'll
deal with him. I dont have to get involved at all. Luckily no one was hurt
at all which is suprising since we were both going 50mpg and hit head on. I
dealt with the cops and everything very well in my situation since I knew
them since I'm a fireman and it was completely the other guys fault and
there were witnesses who stated that. Just let your insurance company deal
with the other guy you shouldn't have to get involved at all.
Chris
>From: "William H. Hiatt III" <william@hiatt.net>
>Reply-To: dakota-truck@buffnet.net
>To: dakota-truck@buffnet.net
>Subject: DML: accident update & advice
>Date: Thu, 19 Oct 2000 18:20:59 -0700
>
>Well... I got the estimate for my truck. Almost $8,000 in damage. They have
>to do stuff like frame work (check it out make sure it's square), check the
>cab make sure it's all square, replace the airbags, new grill, new right
>fender, right apron, hood, paint, repair the left fender, new ac condenser,
>new radiator, tiebar's, etc.
>
>Turns out the guy that PULLED in front of me and basically STOPPED after
>making his left turn into my lane says "I hit him, he was going on his
>merrily way, his head hit the read window and broke it etc." He had all
>these big metal objects in his bed that broke it. What are some peoples
>problems?!?!?!?!??! He's now stating his truck is totalled (the bed is
>tweaked, and he needs a new bumper, -vs- my entire FRONT END!) and claiming
>personal injury. HE WALKED AWAY from the scene, no problem. At the time,
>when I asked if he was ok, he said I'm fine. When asked by the police
>officer, he stated the same thing. When asked if he needed a tow truck, he
>declined, stating his car was fine. He even admitted to not seeing me
>coming down the lane, he had a stop sign too. And to get this, he didn't
>even pull over! He drove about 1/4 mi. from the scene before pulling over.
>
>Why am I worried? Well, being the ripe old age of 17, the first thing the
>officer asked me was "Late to school, son?". Great, now I have my insurance
>rates based on his report, and I've got the biased cop. So I'm now afraid
>the report will be biased against me.
>
>What are some things I can do? (Read: My parents and I?) if the report
>turns out to be biased against me. What if the officer doesn't add his
>admissions to turning in front of me and not even seeing me coming down the
>lane?
>
>Good news is the lady that called me today (Our rate adjuster) is currently
>saying I have 0% liability. She says basically it sounds like this guy is
>being a jerk, trying to take advantage of the situation, with my age, etc.
>
>Sorry, just had to vent
>
>william
>
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