Something I learned about insurance companies last year was that they WILL
deny any claim if they find out something is not as it should be. A V-8 swap
may get by without them catching on if it looks stock. But then again, it
might not! If you really are worried about being insured, you can get
specialty insurance from most companies to cover non-stock (specialty)
vehicles. Read you policy to be sure.
Mark Kuzia
flyboy01@mediaone.net
http://people.mw.mediaone.net/flyboy01/home.html
1995 Dakota 13.79 @ 102.45 mph
360ci, 5-spd, 4.11 LS(8 3/4 coming soon), Cowl-induction
(A new E-body 8 3/4 [3.90 SG] has been built by Reider Racing)
http://www.twistedbits.net/WWWProfile/dakota/FqNiqqo2UjQOY/
----- Original Message -----
From: "Jon Steiger" <jon@dakota-truck.net>
To: <dakota-truck-moderator@bent.twistedbits.net>
Sent: Friday, February 09, 2001 4:02 PM
Subject: Re: DML: Insurance and engine swaps
> ABeerCan@aol.com wrote in <a.8ab2785.27b5aaab@aol.com>:
>
> >Ok, something just popped in my head and made me wonder about it. With
> >all teh engine swapping going on and people going from little (hehehehe)
> >V-6's to the manly man V-8 (hehehehe), how would htis affect insurance
> >coverage? If you insure the truck as a Dodge Dakota V-6 and swap in a
> >V-8 and don't tell your insurance company, would that be considered
> >fraud? I mean, let's say you total the truck, could they deny you money
> >becuase the truck was altered in a radical fashion and they were not
> >informed about it? I have heard if you do a swap like what I and many
> >others have done, that you are to tell the insurance company and they
> >will re-evaluate your policy and adjust the payments as needed. TIA
>
> I don't think its considered fraud, but don't expect them to recognize
that
> its worth any more than a bone stock V6. I believe if you make
improvements
> that you wish to have covered, you have to contact the insurance company
to
> have your policy altered. (For obseen premiums, I'm sure.) :-P
>
> --
>
> -Jon-
>
> .---- Jon Steiger ----- jon@dakota-truck.net or
jon@twistedbits.net ------.
> | Affiliations: AOPA, DoD, EAA, NMA, NRA, SPA, USUA; Rec & UL Pilot -
SEL |
> | '92 Ram 150 4x4 V8, '96 Dakota V8, '96 Intruder 1400, '96 FireFly 447
|
> `------------------------------
http://www.cs.fredonia.edu/~stei0302/ ----'
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