Most insurance companies require a statement listing each one of the
modified items and a receipt showing the cost of those items, including any
installation costs, if any. Some companies will issue a rider for some
items such as stereo systems and any other systems that didn't come on the
vehicle. For example, my insurance company covers the TB, the K&N FIPK, the
Borla cat back, the Mopar headers, and such, but I had to pay extra to cover
the grill guard, nerf steps, and snug lid.
Ron
00 PB SLT QC 4X2 5.9 46RE 3.92 LSD
For modifications see my DML Profile (URL follows)
http://www.twistedbits.net/WWWProfile/dakota/Kw9pV1EkFeOYY
-----Original Message-----
From: owner-dakota-truck@buffnet.net
[mailto:owner-dakota-truck@buffnet.net]On Behalf Of
geoff@centrifugepartners.com
Sent: Friday, March 30, 2001 1:28 AM
To: dakota-truck@buffnet.net
Subject: DML: Apraised Value Insurance....
Alright, after talking with some people, they made me realize that if I get
in an accident, my rig will be worth bluebook only, and I will get no money
for my new paint, seats, performance mods, hood, motor, and all the other
stuff that I am modding or will mod.
I know that alot of classic car owners get apraised value insurance, and I
was wondering how I go about getting it apraised, and or how I get the
insuance.
I have state farm, and am 18.
I have 1 accident that was my fault, I backed into a rice rocket in a dark
alley at 2am @ 3mph. My tire killed his bumper and grille, but only 900
bucks worth of damage. Anyways....
I dont want to pay an arm and a leg for insurance, but I am willing to pay a
little more.
Anyone in here been in an accident with alot of mods? What insurnace company
did you have, and how did they handle the replacement of non stock items.
Thanks!
This archive was generated by hypermail 2b29 : Fri Jun 20 2003 - 12:00:36 EDT