Bill Pitz wrote:
> I know that feeling all too well. You really just have to make it to
> that 3 year mark when the stuff gets dropped off your record and
> that's a big improvement. Once you hit age 25 it's also supposed to
> drop quite a bit.
Depends My rates went up when I renewed last time. But let's review
what happened there:
October - Accident, my fault
December - Turned 25
February - Renewed coverage while switching trucks. New truck has a
different classification carrying a higher premium anyway.
So if your accident status doesn't change, and you have the same
vehicle, it may well drop. From March 1999 (age 21) to February 2003
(age 25), I had my '99 and kept the same policy/coverage the whole time,
and my rates didn't change more than a couple bucks a month.
Accidents stay on your record for 40 months (at least in NY). I'm 25%
of the way through it now.
I'm with Geico right now, hoping to check into Erie real soon.
-- -andyhttp://home.twcny.rr.com/andylevy/dakota - andy-dml@levyclan.us -------------------------------------------- "Whatever Adam does, do the opposite and you'll be fine" -Bob Tom --------------------------------------------
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