Terrible Tom wrote:
> State Farm says that they will only total the truck if the cost of
> repair is 70% or greater.
Pretty standard fare. I think my brother's insurance will total if the
damage is 66% or more of the vehicle's value.
> Sounds to me like the
> dealer isn't going to be able to fix everything for just over eight grand.
Seems low to me too. My accident last year was $6600 and this one is a
lot worse.
> That truck will never be right - no matter how good they say they can
> repair it. I don't want to get stuck with a half-ass POS repair job
> because State Farm took the cheaper route. Can the insurance company
> FORCE us to take the call of repair VS total?
Pretty sure the insurance company gets to make the call on whether to
repair or total. They're the one paying for it.
> That truck will never be right - no matter how good they say they can
> repair it. I don't want to get stuck with a half-ass POS repair job
> because State Farm took the cheaper route. Do we have any options?
Depends on what Wisconsin's laws are. In NY I can use any repair shop I
want, I am not required to take one the insurance company tells me to
use (Geico asked me "where are you taking it?" - didn't even attempt to
push me). Definitely get an independent opinion on the estimate if you
aren't comfortable with it - have someone else (qualified, of course,
but affiliated w/ the dealership or State Farm) look the vehicle over.
And keep in mind that if more things are discovered once the shop tears
the vehicle down, they will likely call State Farm back to re-evaluate
(this also happened to me with my accident - increased the repair bill
from the original $4900 to the $6600 I ended up at).
-- -andyhttp://home.twcny.rr.com/andylevy/dakota - andy-dml@levyclan.us -------------------------------------------- "Whatever Adam does, do the opposite and you'll be fine" -Bob Tom --------------------------------------------
This archive was generated by hypermail 2b29 : Fri Feb 06 2004 - 11:47:04 EST