Re: Re: Insurance Question After Accident

From: Tony Cellana (acellan1@tampabay.rr.com)
Date: Sat Oct 25 2003 - 12:40:26 EDT


Meant "diminution of value" (like diminished value)
TonyC

-----Original Message-----
From: Tony Cellana <acellan1@tampabay.rr.com>
To: dakota-truck@dakota-truck.net <dakota-truck@dakota-truck.net>
Date: Saturday, October 25, 2003 12:15 PM
Subject: DML: Re: Insurance Question After Accident

>
>Change it to a Subrogation case if you are not happy with the adjusters
from
>the other person's insurance company.
>
>Deal with it through YOUR agent/insurance company, and have them bill the
>other company for repairs. This way your adjuster ins't worried about
>cutting corners to make it right, and you may get a better deal out of it
as
>well.
>
>Also pose to the other company's adjustor the possibility of a "denigration
>of value" claim. This is to reimburse you for the loss of value due to the
>truck being smacked. This will usually get them back peddling in a case
>like this.
>
>Best of luck with the ongoing ordeal.
>
>TonyC
>
>
>-----Original Message-----
>From: Terrible Tom <SilverEightynine@earthlink.net>
>To: dakota-truck-moderator@bent.twistedbits.net
><dakota-truck-moderator@bent.twistedbits.net>
>Date: Friday, October 24, 2003 7:22 PM
>Subject: DML: Insurance Question After Accident
>
>
>>
>>First I want to thank everyone for the well-wishes. My family and I
>>appreciate them :-) I'm almost back to normal but my mother and
>>especially my grandmother - will take longer to recover. Despite this
>>spirits are pretty good.
>>
>>I snapped stills from video I took of the Ram and the remains of the
>>Explorer. They can be seen at the following URLs:
>>
>>http://home.earthlink.net/~silvereightynine/ford/
>>
>>The local Ford dealer says the repairs will cost over $8000 and we will
>>"never know it was in an accident"
>>
>>I find this hard to believe considering there are strong indicators that
>>the entire body of the Explorer has sustaned damage. This is based upon
>>my observations that the rear hatch and passenger-side doors are
>>seriously misaligned... indicating that the body structure has been
>>pretty well deformed. The floor of the SUV is also seriously buckled.
>>
>>State Farm says that they will only total the truck if the cost of
>>repair is 70% or greater. The amount of $8000+ seems low to me as a
>>figure that will enclude repairing EVERYTHING that is wrong with it.
>>(dash, windsheild, doors, all new front suspension, nerfbar, fender,
>>hood, floor, A-pillar... plus there are scrapes in the body that will
>>need to be filled - and an all new paint job? Sounds to me like the
>>dealer isn't going to be able to fix everything for just over eight grand.
>>
>>That truck will never be right - no matter how good they say they can
>>repair it. I don't want to get stuck with a half-ass POS repair job
>>because State Farm took the cheaper route. Can the insurance company
>>FORCE us to take the call of repair VS total?
>>
>>That truck will never be right - no matter how good they say they can
>>repair it. I don't want to get stuck with a half-ass POS repair job
>>because State Farm took the cheaper route. Do we have any options?
>>
>>--
>>--------------------------------------------------------------------------
-
>--
>>Terrible Tom -- AIM & Yahoo Name: SilverEightynine
>>
>>"Take me to the river, drop me in the water..." - Talking Heads
>>
>>'89 Silver Dakota RC, V6, 4x2 -- '89 Silver Dakota RC, V6, 4x4
>>'01 Graphite Ram Offroad Sport, RC, 360 V8, Auto, Short Box! 4x4
>>
>>http://home.earthlink.net/~silvereightynine/
>>http://www.twistedbits.net/WWWProfile/dakota/LkxxVw49jp7dU/
>>
>>
>
>



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