Re: Credit Repair (Was Insurance)

From: Brett Stoner (Brett@abacusinfo.com)
Date: Tue Dec 09 1997 - 13:16:15 EST


>>> Bruce Aaron Hefner <gt9742a@prism.gatech.edu> 12/09 9:35 AM >>>

>I tell you one way to get your credit report fixed, apply for a credit
>card, when you get the rejection letter back (And if you don't, and they
>send you a card you can either keep it or rip it up at your discretion,
>just keep sending in till you do get rejected)
>
>Bruce

I'm not entirely sure what this has to do with Dakotas, however, the above really isn't a great idea. Whenever a company checks your credit report the credit reporting companies make note of that on the credit report (for a year, I believe) In general, a large number of companies checking your credit report (Partucularly in a short time frame) is a bad thing to have on your credit report. Although you do get a free look at your credit report if your denied credit it's not expensive to check on it yourself (I believe it ranges from free to under $10 depending on the state you're in) Just call the 800 numbers for any of the big crediting reporting agencies. Incidently, being denied insurance based (even partially) on your credit report does qualify you for a free copy.

HTH
  Brett
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     



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