At 07:20 PM 7/19/98 -0400, you wrote:
>> Speaking of which... If my truck were wrecked, stolen, etc. I do
>>have insurance, but it most likely would cover only the market value
>>of the truck. I've got some decent money into this truck now; if something
>>were to happen, I'd be out that cash. I thought maybe I should check to
>>see if I can add the cost of my mods to the insurance policy? I immagine
>>that would raise my premiums though. Anyone have any experience
>>with this?
>
>Well Jon -
>
>If you start claiming all the mod stuff , then you are basically admitting
>to altering the drivetrain and stuff on the truck , which I believe is
>usually specifically forbidden by most insurance companies . Before you put
>down on paper all the things you did to make it go faster , make sure they
>will fist of al even insure you at that point , and second , make sure they
>won't raise the insurance based on the fact that it now goes faster . I
>know they will charge you for claimig all the stuff though . Just though I
>would warn ya !
Yep, I figured they might try something like that. That's why
I decided to ask here instead of at the insurance office. ;-) Any mods
I did would be for "safety and reliability". ;-) There are non-speed
things that weren't cheap and arguably increased the value of the truck
like a fiberglass hood, tonneau, bed rails, etc...
-Jon-
.--- stei0302@cs.fredonia.edu ------------------------------------.
| Affiliations: DoD, EAA, MP Race Team, NMA, SPA, USUA. RP-SEL |
| '96 Dodge Dakota v8 SLT CC (14.98@90.18), '96 Kolb FireFly 447 |
`----------------------- http://www.cs.fredonia.edu/~stei0302/ ---'
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