Having just gone thru this (almost exactly) on my car, I have some
suggestions for you.
My car was totalled by my accident, since your truck was not (big shock, a
Dakota can handle a rear ending better than a Shadow ^_^) make certain to get
full value for the accident. There is something called "Reduced Resale Value"
that all insurance companies WILL pay but don't unless they are asked for it.
It covers the reduction of value your vehicle suffers by being in an accident
and if you try to resale it you must disclose that it was in an accident and
the buyer will likely give you less money for it. This payment is to make up
that difference: BE SURE YOU GET IT NOW (they won't pay it later). If they
feed you a line like "We don't have any such thing" be sure you tell them that
your attorney knows all about it and will be more than happy to sue them for
it plus court and attorney fees.
My biggest advice is: don't screw around with things. Get a good attorney
immediately. Get every dime you can because these things (injuries) can be
with you the rest of your life. I'm totally screwed because the idiot that
hit me only had MINIMUM California insurance ($5K physical, $15K medical).
That barely covers my medical expenses and leaves me with crap for a lifetime
of injuries. Now I have to try and get blood from a turnip and sue this guy:
unfun: really unfun.
Shaun
Tustin, CA
------original message------
On August the 18th at 8:00 am I was rear ended by a woman in a Toyota sedan
who
did not want to stop at the stop sign where I was already stopped waiting for
traffic to clear. She not only knocked my truck 20 feet ahead but came back
and
hit me a second time. Now my baby with only 3200 miles on it will have to
have
a new rear bumper, the bed straightened and re painted and the rear cab wall
straightned and re painted. Also my wife who was in the passenger seat and
myself are suffering consederable back and neck pain and have missed work 2
days
already.Should I sue for a new truck and for pain and suffering? If my 2
month
old truck can not be repaired so that no one can tell it has been wrecked, I
am
not going to be happy. To tell you the truth I am really PISSED!!!!!
Jim in Waco, Tx.
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