Change it to a Subrogation case if you are not happy with the adjusters from
the other person's insurance company.
Deal with it through YOUR agent/insurance company, and have them bill the
other company for repairs. This way your adjuster ins't worried about
cutting corners to make it right, and you may get a better deal out of it as
well.
Also pose to the other company's adjustor the possibility of a "denigration
of value" claim. This is to reimburse you for the loss of value due to the
truck being smacked. This will usually get them back peddling in a case
like this.
Best of luck with the ongoing ordeal.
TonyC
-----Original Message-----
From: Terrible Tom <SilverEightynine@earthlink.net>
To: dakota-truck-moderator@bent.twistedbits.net
<dakota-truck-moderator@bent.twistedbits.net>
Date: Friday, October 24, 2003 7:22 PM
Subject: DML: Insurance Question After Accident
>
>First I want to thank everyone for the well-wishes. My family and I
>appreciate them :-) I'm almost back to normal but my mother and
>especially my grandmother - will take longer to recover. Despite this
>spirits are pretty good.
>
>I snapped stills from video I took of the Ram and the remains of the
>Explorer. They can be seen at the following URLs:
>
>http://home.earthlink.net/~silvereightynine/ford/
>
>The local Ford dealer says the repairs will cost over $8000 and we will
>"never know it was in an accident"
>
>I find this hard to believe considering there are strong indicators that
>the entire body of the Explorer has sustaned damage. This is based upon
>my observations that the rear hatch and passenger-side doors are
>seriously misaligned... indicating that the body structure has been
>pretty well deformed. The floor of the SUV is also seriously buckled.
>
>State Farm says that they will only total the truck if the cost of
>repair is 70% or greater. The amount of $8000+ seems low to me as a
>figure that will enclude repairing EVERYTHING that is wrong with it.
>(dash, windsheild, doors, all new front suspension, nerfbar, fender,
>hood, floor, A-pillar... plus there are scrapes in the body that will
>need to be filled - and an all new paint job? Sounds to me like the
>dealer isn't going to be able to fix everything for just over eight grand.
>
>That truck will never be right - no matter how good they say they can
>repair it. I don't want to get stuck with a half-ass POS repair job
>because State Farm took the cheaper route. Can the insurance company
>FORCE us to take the call of repair VS total?
>
>That truck will never be right - no matter how good they say they can
>repair it. I don't want to get stuck with a half-ass POS repair job
>because State Farm took the cheaper route. Do we have any options?
>
>--
>---------------------------------------------------------------------------
-- >Terrible Tom -- AIM & Yahoo Name: SilverEightynine > >"Take me to the river, drop me in the water..." - Talking Heads > >'89 Silver Dakota RC, V6, 4x2 -- '89 Silver Dakota RC, V6, 4x4 >'01 Graphite Ram Offroad Sport, RC, 360 V8, Auto, Short Box! 4x4 > >http://home.earthlink.net/~silvereightynine/ >http://www.twistedbits.net/WWWProfile/dakota/LkxxVw49jp7dU/ > >
This archive was generated by hypermail 2b29 : Fri Feb 06 2004 - 11:47:04 EST